Pay your California auto insurance annually. You’ll give yourself a 5% discount or more off financing charges.
There are quite a few nefarious types in California that stage accidents, in which you may be an unwilling or unknown participant. Always insists other drivers that have the right of way go first. Especially if you are pulling [...]
There are number of things you can (and cannot) do to get the insurance company to lower your premiums.
Things you can change to lower your car insurance premiums:
Location. If you live in a high crime area, that will affect your automobile insurance premiums. Move out of the hood.
Marital status. Some insurance companies want verification of [...]
Collision Damage Waivers insurance, or the coverage you get from your credit card company when you rent a car does not cover:
- Theft of personal belongings;
- Injuries to anyone or damage to anything inside or outside the rental vehicle;
- Liability;
- Take a vehicle rental off-road;
- Renting the car longer than 31 days;
- Vehicles not meeting the [...]
You try and rent a car, when the agent asks if you’d like liability and/or collision damage waiver added to your car rental bill.
You SHOULD NOT get rental car insurance if you have high limits on your own personal or business auto insurance policy, and your credit card offers good excess protection.
You SHOULD get rental car insurance [...]
Since almost no one reads their entire auto insurance policy, here are some basic definitions. Auto insurance is a legal contract and coverage is always limited to the limits, terms and conditions contained in the policy.
Think of auto insurance as “contributing” to your expenses in an accident, because all policies have limits. You will always [...]
NAMIC dailyLead | 01/12/2009
Experts and insurers believe electronic stability control is the best thing in automobile safety since seat belts. Full implementation of stability control in 100% of vehicles by 2012 could save thousands of lives, the federal government says. “Our recommendation to consumers is that you want to buy a vehicle with electronic stability [...]
WHAT IS IT? A program established by the California Legislature that provides low-income good drivers who live in California with low cost auto insurance coverage. This pilot program became effective on July 1, 2000, for qualified residents of Los Angeles County and the City and County of San Francisco.
§ On April 1, 2006, the Program [...]
10:00 PM PST on Wednesday, December 31, 2008
By JIM MILLER
Sacramento Bureau
SACRAMENTO - California still has millions of uninsured drivers despite a 2-year-old law designed to stop people from letting their policies lapse soon after they register their vehicles.
Since 2006, insurance companies have been required to notify the Department of Motor Vehicles when people cancel their [...]
By Jim Ostroff of Kiplinger
Need more evidence of consumer distress? Auto insurance fraud is up, with consumers resorting to extreme means — torching, drowning or dumping SUVs, pickups and cars — in hopes of getting quick cash from insurance policies.
Once rare, suspect car demolition cases are commandeering investigators, dominating their working hours at state agencies and insurance [...]
The Wall Street Journal
Sunday, Jan. 04, 2009
More drivers are letting their car insurance lapse because of the sour economy, putting themselves and others at risk.
Several hundred thousand drivers dropped their insurance in the past year as the jobless rate climbed, estimates a study to be released soon by the Insurance Research Council, an industry-funded group.
Online [...]