Using cell phones while driving could cost more in California if a bill that would increase penalties becomes law.

The new proposed law raises fines and fees for breaking the state’s existing hands-free laws. You cannot text on your phone, hands free. The bill would also add a point to a texter’s driving record, which would raise auto insurance premiums.

Talking or texting on a cell phone has been illegal in California since 2009.

State Sen. Joe Simitian of Palo Alto, wants tougher penalties to make roads even safer.

The bill would:

Raise the cost of a first strike from about $190 to more than $300.

Expand the law to include bicyclists

Add a point to the driving records

Points on your driving records will increase your insurance premiums or get you canceled. California and 33 other states prohibit texting.

A large minority in California regularly text or talk on the phone while driving.

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Filed under: CA Auto Insurance Laws

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